Do You #Smallenfreuden?

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Many of you have likely seen the Smallenfreuden campaign that Visa has been running for the past few weeks. The premise behind it is to entice Visa cardholders to use their credit card for even the small, every day purchases, that one would normally make. The advantages, as they say, are that you earn reward… Read more »

You Get What You Pay For

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Recently I helped a couple out who were refinancing their townhouse (they were unable to sell it) and using the equity to buy a new principal residence, while keeping the townhouse with a renter in it. They did not contact me until one week prior to completion on both the refi and the purchase. They… Read more »

The Value Of A Rate Hold

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Securing a rate hold is like having insurance on your mortgage rate – you no longer have to worry about mortgage rates increasing while you find your new home over the next 90-120 days. And if rates drop within that same period, so too will your preapproved rate. For instance, if you obtain a 3.00%… Read more »