Down Payment

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OK, OK, I'm finally writing my first blog! I must admit I am feeling a little, no, a lot intimidated right now as I think the "blogosphere" is already filled with people far more intelligent than me! I've been told to write about anything and everything. I talk all day so this should be easy…. Read more »

What’s Your Best Rate?

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So often this is the first question that clients ask. How can you blame them? The media and other outside influences have trained us to think that way. Every website and window ad we come across is advertising some sort of rate. What the majority of consumers fail to realize is that the two rates… Read more »